• Healthcare Stories: Pre-existing Conditions

    Last week marked the 2 year anniversary of the Affordable Care Act. To celebrate we will be sharing stories that illustrate the impact of President Obama’s historic healthcare accomplishment.

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    Before the Affordable Care Act, insurance companies could deny coverage to people with pre-existing conditions, from asthma to cancer. Today, Americans with pre-existing conditions have access to affordable insurance through the Pre-Existing Condition Insurance Plan (PCIP) and Insurance companies can no longer deny coverage to children under 19 with pre-existing conditions. In 2014 insurance companies won’t be able to turn anyone down because of a pre-existing condition.

    “One of my sons has Autism. Whenever we attempted to insure him he was denied because Autism is a ‘pre-existing condition’. That ended with the Affordable Care Act. I do not know what we would do if the Affordable Care Act [were to be] reversed.”

    -Monica W., Los Angeles

    “As a man in my mid-50s with a pre-existing chronic condition, [I have been] universally denied health coverage since I became self-employed eight years ago. Now, thanks to the Pre-existing Condition Insurance Plan, I have excellent health insurance at a very reasonable rate. The ACA has provided me with the financial security that I probably would have never been able to regain if left at the mercy of the insurance industry. Thank You President Obama!”

    -Gary B., Orange County

    “As a cancer survivor, my insurance premiums used to go up constantly. Now, it has been almost a year since I [have incurred] an increase. It is also comforting to know that if I lose my current insurance, I will be able to get a new plan even though I have a pre-existing condition. Thank you, President Obama and please keep fighting the good fight. We are counting on you.”

    -Debra K., San Francisco

    “My brother was born with a severe heart defect [that] required 2 open-heart surgeries before his 2nd birthday and another when he was 13. He will most likely need more surgeries during his lifetime. By not excluding him due to his pre-existing condition, the Affordable Care Act has ensured that my brother will continue to receive the excellent care that has kept him alive today.”

    -Sydney W., Sonoma

    "The Affordable Care Act has been crucial in establishing a safety net for me to manage and care for the Rheumatoid Arthritis that I have been suffering with since I was 2-years-old. I used to fear being denied care if there was a gap in coverage, pre-existing condition exclusions, and lifetime limits on my care. I might have gone bankrupt without the Affordable Care Act. I am very grateful."

    -Vanessa W., Sonoma

    Watch these new videos to see how The Affordable Care Act is working everyday to help Americans across the country.

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