“I am a self-employed attorney with two employees on our group insurance, and for years our rate had been going up. One week after the Supreme Court ruled to uphold the Affordable Care Act, I received a check in the mail. All I could say was ‘wow’.

“The letter from my insurance company explained that my provider failed to meet the 80% standard required under the new law.

“Each year our insurance company has increased our premium and, in order to get a lower rate, every person on our plan was forced to take a higher deductible. Costs were getting out of hand and President Obama did something about it."

—John, a Californian who recently received a $737 rebate thanks to a provision in the Affordable Care Act that requires insurance companies to spend at least 80% of premiums on patient care