• 12.8 million

    Before the Affordable Care Act, insurance companies could spend as much as 40 percent of your premium on administrative costs and overhead.

    That’s changed thanks to Obamacare’s 80/20 rule: If your insurance company spends less than 80 percent of your premium on your health care, you get a rebate check. And this summer, 12.8 million Americans will start receiving those checks in the mail.

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    Health Care